Privacy Policy

What this policy covers

This policy applies to personal information chaz.nyc collects and receives through its websites, products, and services, including information about your past use of those services. Personal information includes details that can identify you, such as your name, mailing address, email address, or phone number, when those details are not otherwise publicly available.

It does not cover the practices of companies chaz.nyc does not own or control, or people chaz.nyc does not employ or manage. Their own privacy policies may apply.

Information we collect

We may collect information when you create an account, use a chaz.nyc service, visit our pages or certain partner pages, or enter a promotion or sweepstakes. We may combine information you provide with information from business partners or other companies.

• Account details: Registration may ask for your name, email address, date of birth, gender, ZIP code, occupation, industry, and interests. When you sign in, you are identifiable to us.
• Financial service details: For certain financial products or services, we may request an address, Social Security number, or information about assets.
• Activity and transactions: We may collect information about your transactions with us and some business partners, including your use of financial products and services we offer.
• Technical information: Our servers automatically record information sent by your browser, including your IP address, cookie information, and the pages you request.

How we use information

We use information to provide requested products and services; personalize content and advertising; improve our services; contact you; conduct research; and prepare anonymous reports for internal and external clients.

Children

chaz.nyc does not knowingly contact children under 18 or permit them to use its products or services.

Sharing and disclosure

We do not rent or sell your personal information. We share it with other people or unaffiliated companies only when needed to provide a service you request, with your permission, or in the circumstances below:

• Service providers: Trusted partners working for or with chaz.nyc under confidentiality agreements may use information to help us communicate with you about our offers and those of marketing partners. They have no independent right to share that information.
• Legal matters: We may respond to subpoenas, court orders, or other legal process; establish or exercise legal rights; or defend against legal claims.
• Safety and enforcement: We may share information when we believe it is necessary to investigate, prevent, or address illegal activity, suspected fraud, threats to a person's physical safety, violations of our terms of use, or other circumstances required by law.
• Business transfers: If chaz.nyc is acquired by or merged with another company, we will notify you before your information is transferred and becomes subject to a different privacy policy.

Advertising

chaz.nyc displays advertisements targeted using personal information. Advertisers and ad-serving companies may infer that someone who sees or interacts with an ad meets the audience criteria used to display it. We do not give advertisers your personal information simply because you view or interact with a targeted ad.

Advertisers may include financial service providers, such as banks, insurance agents, brokers, and mortgage lenders, as well as stores, airlines, software companies, and other businesses. We may also work with vendors and service providers across different industries.

Cookies and web beacons

chaz.nyc may place and read its own cookies on your device. Companies that display ads on some of our pages may also place and read their own cookies. Their cookie practices are governed by their policies; they cannot access chaz.nyc cookies.

We may use web beacons, sometimes called tracking pixels, to access chaz.nyc cookies on our sites, on other sites, and in connection with our products and services.

Your account and communication choices

You may edit your account information and marketing preferences. If new categories of marketing messages are introduced, you may opt out through your marketing preferences or use the unsubscribe instructions in those messages.

We may still send account-related messages, such as service announcements, administrative notices, and the chaz.nyc newsletter, without an opt-out option.

To request deletion of your chaz.nyc account, email the system owner. Some information may remain in archived records after the account is deleted.

Confidentiality and security

We limit access to personal information to employees who reasonably need it to provide services or perform their work. We maintain physical, electronic, and procedural safeguards designed to protect personal information in accordance with applicable federal requirements.

Changes to this policy

We may update this policy. If we significantly change how we handle personal information, we will notify you at the primary email address on your account or post a prominent notice on the site. The effective date at the top of this page shows when this version took effect.

Questions or suggestions?